At BMW of Atlantic City, we don’t think your less-than-perfect credit should prevent you from taking home a new BMW. That’s why we offer affordable car loans to help drivers in Atlantic City, Egg Harbor, and Vineland. Whether you have a limited credit history or you’re working to rebuild your credit score, our experienced finance team is here to help.
The professionals in our finance department will work with our extended network of lenders to find an auto loan that fits your budget.
We’ll start you off with our finance application to learn more about your unique situation and what you’re looking for. In fact, if you’re ready to take the next step toward driving home a new or pre-owned car, you can fill out our online credit application to get a head start before you walk into our dealership.
One way to increase your ability to get auto financing is to increase your down payment. This in turn will decrease the amount of financing you need. If you’re planning to trade in your current car, that can help add more value to your down payment.
Not sure how much your current car is worth? We have an easy-to-use online tool to help you value your trade, so you can use that information to better plan your budget when it comes to deciding on a down payment amount.
Another option that can help you get a favorable rate on your auto loan is having a close friend or family member co-sign the loan. For instance, if you’re a first-time car buyer, you may want a parent to co-sign your loan since they most likely have more credit history than you.
If you want to take advantage of the features a new car offers while building your credit, you may also want to consider leasing your next BMW. This option often comes along with lower monthly payments as well as a lower up-front cost. Then, when your lease is up, you have the chance to either buy your car or trade it in for a new one.
No matter what your credit score is, our finance experts look forward to working with you to put together a payment package. This will allow you to drive your favorite new or pre-owned BMW home today!
To learn more about how we can help Atlantic City, Egg Harbor, and Vineland drivers finance their next vehicle, visit our dealer near you or contact our finance department online!